Auto Insurance - The Peak Agency

Auto Insurance On and Off The Road

Auto Insurance is essential for many reasons. Your vehicle can be a fairly costly investment—exposed to many potential losses out of your control. This insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.

The Peak Agency offers auto insurance from top-rated insurance companies and ensures you have the protection you need at a price you can afford. When it comes to auto insurance, you can’t afford to take chances. Make sure you’re covered with the Peak Agency.

Understanding the Importance of Auto Insurance

Auto insurance is one of the most important things you can purchase for your vehicle. It helps to protect you from financial responsibility if you are involved in an accident, and it can also provide you with coverage for many types of repairs. 

Auto insurance can be a great way to protect yourself and your vehicle, so consider it when deciding your coverage amount. Many types of auto insurance policies are available, and each one offers different levels of coverage. You should carefully review all of your options before choosing a policy to ensure that you get the right amount of coverage for your needs.

Auto Insurance Coverages

Auto insurance is a necessary purchase for anyone who owns a vehicle. There are a variety of coverages available, and it is important to understand the different types of coverage before making a purchase.

  • Collision coverage helps to pay for damage to your vehicle caused by a collision with another car or object.
  • Comprehensive coverage protects against non-collision events such as theft, fire, or weather damage.
  • Liability coverage helps pay for damages and injuries you cause to other people or property.
  • Medical payments coverage helps to pay for medical expenses resulting from an accident, regardless of fault.
  • Uninsured & underinsured motorist coverage protects you if you are hit by a driver who does not have insurance or does not have enough insurance.
  • Roadside assistance coverage provides help in the event of a breakdown or other roadside emergencies.
  • Personal injury protection helps to pay for medical expenses and lost wages if you are injured in an accident, regardless of fault.
  • A personal umbrella policy provides additional liability protection above and beyond your regular auto insurance policy.
  • Rental reimbursement coverage reimburses you for the cost of renting a car if your car is damaged in an accident.

Auto insurance is a vital part of owning a car, and it is important to understand all of your options in order to choose the right policy for you.

What’s NOT COVERED by Auto Insurance

Auto insurance is a type of insurance that is purchased to protect vehicle owners from financial loss in the event of an accident. There are many types of auto insurance, and not all cover the same things.

  • General car maintenance and regular repairs are not typically covered. This means that if you have a problem with your car, you will likely have to pay for the repairs yourself.
  • Any damage that exceeds the limits on your policy is also not typically covered by this insurance. This means that if you are in an accident and your car is damaged beyond the limits of your policy, you may have to pay for the repairs yourself.
  • Cars used for business or ridesharing purposes are also typically not covered by auto insurance.
  • Personal items inside a stolen vehicle or stolen from a vehicle are also not typically covered. 

As you can see, there are some things that auto insurance doesn’t cover. So, before you make a claim, check your policy details to avoid any surprises down the road.

Get The Best Coverage For Auto Insurance Today!

Auto insurance is one of those things that most people don’t think about until they need it. And by then, it’s often too late. Having a policy in place can save you money and aggravation in the long run. Without auto insurance, you could be left with a hefty bill that you cannot pay.

So if you’re looking for peace of mind on the road, contact The Peak Agency today at 405-332-5568. We’ll help you get the best coverage possible.

Why Choose The Peak Agency For Your Auto Insurance?



We have years of insurance experience helping clients prepare for the unknown.



We are are a no pressure, no hassle company who gets you covered efficiently for your insurance needs.



We provide a personalized business or individual assessment and help protect your hard-earned assets.



This will protect you and your vehicle in the event of an accident.  It can help cover repairs, or replacement costs if your car is totaled. Some policies even cover rental cars.


This type of policy that protects the assets and business operations of individuals or organizations. It can help with covering physical property such as buildings, etc.


This helps protect your home, family, and valuables from damage or theft. A standard homeowners policy will cover you for major structural damages like fire and burglary.


This protects in case there are any accidents at an oil field, on production equipment near natural gas fields, and even during transportation for personnel.



Our Location

4301 SW 44th
Oklahoma City, OK 73119

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