Camper Insurance - The Peak Agency

Your Camper Needs Protection, Too!

Many people enjoy camping as a fun and inexpensive way to vacation. However, if you own a camper, it’s important to have camper insurance.

Camper Insurance can help to protect you from financial losses if your camper is damaged or destroyed. It can also provide liability coverage if someone is injured while on your property. In addition, camper insurance can give you peace of mind knowing that you’re protected in case of an accident or other unforeseen event.

While camper insurance is not required by law, it is a wise investment for any camper owner. Whether you camp frequently or just occasionally, camper insurance is an essential part of responsible camper ownership.

Understanding Camper Insurance

There’s no doubt that campers can be a great way to enjoy the outdoors, but when it comes to insurance, they can be a bit of a headache.

Is your camper covered by your home insurance?

The answer may depend on where you keep your camper. If it’s stored on your property, it’s likely covered by your policy. However, if you take it on the road with you, coverage may be more limited.

Are your belongings inside the camper covered?

This will depend on your policy, but most policies will provide some coverage for personal belongings regardless of where they’re located.

Is your camper covered by your auto insurance policy?

If you’re driving your camper, you’ll need to make sure it’s properly insured. You may be able to add it to your existing auto policy or purchase a separate policy specifically for your camper.

In either case, it’s a good idea to purchase camper insurance to make sure that your camper is fully protected against any potential risks. Camper insurance provides coverage for the camper itself, as well as any belongings that are inside. It can also help to cover medical expenses if you or someone in your camper is injured.

How Much Does Camper Insurance Cost?

Camper insurance rates are set based on a variety of factors in order to get the most accurate quote possible.

The type and model of camper you have will generally affect how much you pay for insurance, with bigger and newer models typically being more expensive to insure. Additionally, your camper’s use – if you only bring it out for special occasions or if you live in it full time- will affect rates as those who use their campers more are more likely to file a claim. Your claims history is also taken into account when getting a quote for camper insurance, as this can give insurers an idea of how high risk you are.

If you have any questions about what might affect your camper insurance rates, don’t hesitate to reach out to The Peak Agency and we’ll be happy to help.

What Are The Coverages Of Camper Insurance?

There are several different types of camper insurance coverage, and it’s important to understand what each one covers.

  • Liability insurance covers damages that you may cause to other people or property.
  • Comprehensive and collision insurance covers damage to your camper caused by events like accidents, fire, theft, or vandalism.
  • Physical damage insurance covers the camper itself, while emergency expense insurance covers things like repairs, tow fees, and rental car costs if your camper is disabled
  • Personal effects insurance covers your belongings in the event that they are damaged or stolen.
  • Full-timers coverage is for people who live in their campers full-time and includes things like comprehensive and collision insurance as well as liability coverage.
  • Medical payments coverage helps to pay for medical bills if you or a passenger is injured in an accident.
  • Uninsured/underinsured motorist coverage protects you in the event that you are involved in an accident with a driver who does not have insurance.
  • Personal injury protection (PIP) pays for medical expenses and lost wages if you are injured in an accident, regardless of who is at fault.
  • Roadside assistance provides help if you have a flat tire, run out of gas, or need a tow.

Whether you’re looking for liability protection, collision coverage, or something in between, The Peak Agency has access to multiple insurance carriers, so we can help you find a policy that meets your needs and budget.

Be Protected Before You Hit The Road With Your Camper!

Camping is a great way to get away from it all and enjoy some time in nature. However, if you’re going to camp in a camper, it’s important to make sure that you have the right insurance coverage.

That’s where The Peak Agency camper insurance company comes in. We can help you find the perfect camper insurance policy to fit your needs. We offer a variety of coverage options, so you can be sure that your camper is protected against any possible risks.

Contact us today at (405) 332-5568 to learn more about our coverage options.

Why Choose The Peak Agency For Your Camper Insurance?



We have years of insurance experience helping clients prepare for the unknown.



We are are a no pressure, no hassle company who gets you covered efficiently for your insurance needs.



We provide a personalized business or individual assessment and help protect your hard-earned assets.



This will protect you and your vehicle in the event of an accident.  It can help cover repairs, or replacement costs if your car is totaled. Some policies even cover rental cars.


This type of policy that protects the assets and business operations of individuals or organizations. It can help with covering physical property such as buildings, etc.


This offers protection from financial blows like droughts, natural disasters, or fire damage to property on land you own as well as animals and crops.


This protects in case there are any accidents at an oil field, on production equipment near natural gas fields, and even during transportation for personnel.



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4301 SW 44th
Oklahoma City, OK 73119

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