Car Insurance - The Peak Agency

Car Insurance – Protection On The Road

Most people don’t think about car insurance until they need it. But car insurance is a crucial part of owning a vehicle. It protects you financially in the event of an accident, car theft, or other loss. And it’s required in most states.

There are many different types of this insurance, and it can be confusing to understand all of the options. That’s where The Peak Agency comes in. We’re here to help you find the right insurance for you at a price you can afford. We’ll make sure you have the protection you need and answer any questions you have along the way.

Car insurance Minimum Required Coverage

When it comes to car insurance, it’s important to remember that not all policies are created equal. Some auto insurance policies simply meet the minimum legal requirements, which means they’ll only cover the damage you cause to other cars in collisions. However, in some no-fault states, car insurance will also cover your own car or truck. Additionally, most auto insurance policies must cover some medical bills that result from a car crash. But there are other types of car insurance out there that can cover things like theft, vandalism, and even natural disasters.

The bottom line is that car insurance is an important investment, and you should make sure you have the right coverage for your needs.

Get The Right Car Insurance Coverage

While it’s important to have car insurance, it’s even more critical that you have the right car insurance coverage in place with the right insurance company. The last thing you want is to be in an accident and find out that your car insurance doesn’t cover damages or that your insurance company isn’t reputable. That’s why it’s so important to talk with us about your car insurance needs. We’ll help you make sure you have the proper coverage in place so that you can rest assured that you and your family are protected.

  • Medical Payments Coverage and Personal Injury Protection

This coverage can help pay for your own medical expenses, regardless of who is at fault for the accident, up to the limit of the policy. Medical payments coverage can also help pay for funeral expenses in the event of a fatal accident. In some states, car insurance companies are required to offer personal injury protection as part of their car insurance policies. 

  • Bodily Injury Liability Coverage

This coverage protects you financially if you are involved in an accident that injures someone else. Without this coverage, you could be held liable for all the medical expenses and other damages that result from the accident. That means that if the injured person sues you, your personal assets could be at risk. Bodily injury liability coverage also pays for your legal expenses if you are sued over an accident. 

  • Physical Damage Coverage

This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle. Physical damage coverage typically includes collision and comprehensive coverage, which can help to pay for repairs or replacement if your car is totaled in an accident.

  • Rental Coverage

Also called loss of use coverage, is an inexpensive option you can add to your car insurance policy to pay for the cost of renting a temporary replacement vehicle or the cost of public or private transportation if your car is ever in an accident. This coverage is available in a variety of daily limits, so you can choose the amount that makes sense for you. In the event of an accident, rental car insurance coverage can help take some of the financial stress off your shoulders so you can focus on getting back on the road.

  • Property Damage Coverage

This type of coverage protects you if your car damages someone else’s property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws. If you cause property damage in an accident, your property damage coverage will pay for the repairs up to your coverage limit. If the damages are more than your coverage limit, you will be responsible for paying the difference. 

  • Uninsured / Underinsured Motorist Damage Coverage

This coverage is a type of car insurance that can protect you financially if you are hit by a driver who does not have car insurance or does not have enough car insurance to cover the damages they caused. If you are hit by an uninsured or underinsured driver and sustain bodily injury or lost wages, your own car insurance policy’s uninsured/underinsured motorist damage coverage may compensate you for those losses. In some cases, this coverage may also extend to property damage. It is important to note that in order to purchase this type of coverage, you must first purchase a car insurance policy with basic liability coverage.

Contact Your Trusted Insurance Agency Today!

Car insurance is important for protecting yourself and your car from financial hardship in the event of an accident. There are many different types of car insurance available, so it’s important to find the one that best suits your needs.

The Peak Agency can help you find the perfect car insurance for your needs. We work with a variety of car insurance companies, so we can find the one that offers the best coverage at the most affordable price.

Contact us today at 405-332-5568 and let us help you find the car insurance that’s right for you.

Why Choose The Peak Agency For Your Car Insurance?



We have years of insurance experience helping clients prepare for the unknown.



We are are a no pressure, no hassle company who gets you covered efficiently for your insurance needs.



We provide a personalized business or individual assessment and help protect your hard-earned assets.



This helps protect your home, family, and valuables from damage or theft. A standard homeowners policy will cover you for major structural damages like fire and burglary.


This type of policy that protects the assets and business operations of individuals or organizations. It can help with covering physical property such as buildings, etc.


This offers protection from financial blows like droughts, natural disasters, or fire damage to property on land you own as well as animals & crops.


This protects in case there are any accidents at an oil field, on production equipment near natural gas fields, and even during transportation for personnel.



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1209 S Main St
Stillwater, OK 74074

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